We are 6 months into 2022 and when I did our budget for the year - the two biggest areas I have seen changes are in gas and groceries. I don't know about you but I cringe every time I go to the store. The prices are insane - and keep going up. I do… Continue reading HOW TO SAVE MONEY ON GROCERIES IN 2022
Tag: budget
My Income As A Licensed Therapist In Private Practice
Hey guys! For 12 years I worked in community mental health - the last 4 years I was a Clinical Supervisor for and Outpatient Community Mental Health Clinic. I was a salaried employee that was paid biweekly and finally made the jump to private practice in March. At the beginning of the year, changes began… Continue reading My Income As A Licensed Therapist In Private Practice
How We Budget Using Cash Envelopes
One of the first things I did to work on my over spending was switching to a cash only budget. My husband and I were getting too used to swiping our cards leading to over-draft charges because we were not paying attention to our balances. It was frustrating and disheartening and led to a ton… Continue reading How We Budget Using Cash Envelopes
Cash Envelope Categories
As you saw in this post about how I budget, I use the cash envelope system. This is a great system that helps you curb your spending and keep your budget on track without getting derailed by unexpected expenses. I am going to give you a list of over 40 different categories that you can… Continue reading Cash Envelope Categories
Keeping Extracurricular Activities Affordable
It’s back to school time and boy is it expensive. School fees, uniforms, supplies, clothes, and activity fees can leave you (and your bank account) reeling. I know that you don’t want to cut back on your kids’ fun, so here are some great tips for affording extracurricular activities to make it a little more… Continue reading Keeping Extracurricular Activities Affordable
10 Tips for Throwing a Birthday Party on a Budget
Is your child's birthday party coming up? With picture perfect images on facebook, Instagram and Pinterest it is easy to feel overwhelmed and like you need to throw an over-the-top Instagram worthy birthday party. But party costs add up quickly and dropping a pile of money on a first, or 10th birthday party isn't practical,… Continue reading 10 Tips for Throwing a Birthday Party on a Budget