The biggest game changer for our family budget was when we started using sinking funds and cash envelopes to better manage our money. If you don't know what a sinking fund is, it is a fund that you contribute money to over time for a future or recurring expense such as Christmas, holidays or birthdays.… Continue reading Make Your Own Cash Envelopes & A Giveaway!
Tag: cash envelope system
How We Budget Using Cash Envelopes
One of the first things I did to work on my over spending was switching to a cash only budget. My husband and I were getting too used to swiping our cards leading to over-draft charges because we were not paying attention to our balances. It was frustrating and disheartening and led to a ton… Continue reading How We Budget Using Cash Envelopes
Cash Envelope Categories
As you saw in this post about how I budget, I use the cash envelope system. This is a great system that helps you curb your spending and keep your budget on track without getting derailed by unexpected expenses. I am going to give you a list of over 40 different categories that you can… Continue reading Cash Envelope Categories